Life Insurance Protection for Renters

31/10/2018

 Life Insurance Protection for Renters

If you rent your property, you will still need the same protection as someone who has a mortgage. Financial Foresight understand that every person is different, and that it may not be possible for everyone to get a mortgage due to a range of factors. We also understand that just because you don’t own a mortgage, it doesn’t mean you should not be protected. We have outlined a couple of main reasons why you should have the appropriate life insurances i.e Income Protection in place to protect yourself, and your family.
 
1. What is Income Protection 
There are…

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Financial Sowing!

22/10/2018

 ”If you want to reap financial blessings, you have to sow financially” – Joel Osteen
 
 
Source:https://www.brainyquote.com/topics/financial – via Google search

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Re–Mortgage Options

15/10/2018

At Financial Foresight we understand that everyone’s lives are different and the last thing anyone wants is a phone call from an unknown or unrecognised number, to discuss your mortgage options. But be assured switching your mortgage deal at the right time could save you thousands and even reduce your monthly payments– which I am sure you’d agree everyone wants.
1. Don’t leave your re mortgage to chance. 
Have a look through your paperwork laying around the house, and see when your initial rate changes onto your lenders Standard Variable Rate (SVR). This rate is usually significantly higher than your initial rate, resulting…

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Smart Savings

09/10/2018

 ”Do not save what is left after spending . . . but spend what is left after saving” – Warren Buffet.
 
 
Source: https://www.developgoodhabits.com/financial-quotes/ – via Google Search

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Know your Pension!

01/10/2018

A personal pension is a pension that you arrange yourself. These can also sometimes be known as a defined contribution, or ‘money purchase’ pension. These types of pensions are based on how much was paid in.1. How does this work?
The money you pay into your personal pension is then put into investments (such as shares) by the pension provider, of your choice. The money you’ll get from a personal pension when you retire will depend on the following;
1. how much has been paid in
2. how the fund’s investments have performed – these can go up or down
3. how you decide to take your money
There…

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