Archive for January 2021

The average household believes it can last 90 days if it were to lose its income and rely solely on savings. In reality it is just 24 days.

These are just some of the findings revealed in this year’s Deadline to Breadline report. The report assesses the financial stability of people across the UK by analysing how long people believe they could survive financially if they lost their income – their deadline to breadline.
The perception of those surveyed this year was that the average household would be 90 days from the breadline if it lost its income. But, we calculate the average household could only last for 24 days, a difference of 66 days. This is the kind of perception gap that the research is trying to expose,…

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WHAT IS EQUITY RELEASE

WHAT IS EQUITY RELEASE
Are you over 55 and looking some extra cash, are you wanting to make home improvements, or even want to clear some debt you may have? If this is the case Equity release may be the answer.
 
Equity Release is a way of supporting yourself later in life, by unlocking tax–free cash from the value of your home, without having to move out. You might want to renovate your old kitchen or bathroom to what you’ve always wanted, or even take yourself away on a trip of a life time. Many use Equity Release to secure a comfortable…

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Quote of the Day

 
“Buying life insurance is like fixing a leak in your roof. . . the longer you wait the more expensive it gets”
Source: https://www.pinterest.co.uk/tonyasunia/life-insurance-quotes/

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PENSION PLANNING TIPS FOR 20– AND 30–YEAR OLDS.

 
Those in their 20s and 30s do not often consider planning for their retirement. However, if you’re young and want a comfortable retirement, pension planning is something you need to undertake early!
 
Regardless of the decade, we have prepared for you a guide to ensure your retirement lifestyle is one of comfort, ease and financial security. Having enough income for basic day–to–day living is a necessity for all and some retirees find it a challenge.
 
Failing to plan for your retirement can have severe implications for not only you, but also your own family. Living off a limited expenditure from one week to the next…

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