The elements of Car Insurance
Common Car Insurance Gaps
A recent survey by Which? In December 2021 highlighted the 10 rarest elements of car insurance cover from a panel of 34 insurers and 49 policies – and the results may surprise many. You may want to check the small print of your policy!
|
|
Number of policies that include cover |
% |
|
Guaranteed cover for driving other cars |
1 |
2% |
|
Personal belongings – cash |
2 |
4% |
|
Personal belongings – documents |
2 |
4% |
|
Personal belongings – credit cards |
3 |
6% |
|
Misfuelling – fuel drainage and engine damage |
9 |
18% |
|
Legal expenses offered as standard |
10 |
20% |
|
Replacement vehicle – total loss as standard |
10 |
20% |
|
Misfuelling – fuel drainage |
10 |
20% |
|
Temporary replacement vehicle for stolen car |
11 |
22% |
|
Legal expenses – illegal clamping or towing fee |
12 |
24% |
It is always worth a check each year to see that your insurance premium is competitive – but we don’t always check the additional elements which are covered and it may be worth paying a higher premium to get a greater level of protection.
Source: Which? Money March 2022